1. Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and Payparse, Inc. ("Payparse", "we", "us", or "our"). By accessing or utilizing the Payparse platform, creating an account, or integrating our APIs, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you must immediately discontinue use of all Payparse services.
2. Eligibility & Account Security
To use Payparse products, you represent and warrant that:
- You are at least 18 years of age or possess legal capacity in your jurisdiction to enter into binding agreements.
- All registration information you submit is accurate, current, and complete.
- You are solely responsible for maintaining the confidentiality of your account credentials, secret API keys, and authentication tokens.
- You agree to notify Payparse immediately of any unauthorized access, breach of security, or compromised API credentials.
3. Scope of Services
Payparse provides access to a suite of digital business solutions:
- Payparse Exchange: Instant digital asset and cryptocurrency price rate discovery, swap facilitation, and local currency (BDT) settlement.
- Payparse Gateway: Hosted checkout infrastructure and REST API solutions for accepting mobile financial services (bKash, Nagad) and cryptocurrency.
- Payparse Forms: Drag-and-drop form builder with hosted endpoints, submission storage, and email notifications.
- Payparse Links: Bio-link and business identity pages for social and digital traffic redirection.
- Payparse Domains: Automated custom subdomain provisioning with managed SSL/TLS routing.
4. Acceptable Use Policy & Prohibited Conduct
You agree not to use Payparse products or APIs to:
- Violate any local, national, or international laws, including anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.
- Facilitate transactions for illicit goods, fraudulent schemes, counterfeit products, or unauthorized gambling.
- Engage in abusive scraping, denial-of-service (DoS) attacks, or reverse-engineering of Payparse infrastructure.
- Circumvent API rate limits, authentication barriers, or security mechanisms.
- Distribute malware, spam, phishing links, or defamatory content via Payparse Links or custom subdomains.
Violation of this policy will result in immediate termination of service and potential referral to relevant authorities.
5. Fees, Billing & Subscriptions
Payparse offers both free access tiers and premium subscription plans (such as Payparse Plus).
- Free Tiers: Certain services include free quotas. Quotas may be modified or capped to maintain network health and prevent abuse.
- Paid Plans: Subscriptions are billed in advance on a recurring monthly or annual basis. You may cancel your subscription at any time via your account portal.
- Transaction Fees: Certain exchange or gateway operations may incur network mining fees or processing percentages, clearly disclosed prior to transaction confirmation.
- Refunds: Subscription fees are non-refundable except where required by statutory consumer protection laws.
6. Intellectual Property
All rights, titles, and interests in and to Payparse, including software, brand assets, trademarks, APIs, and design components, remain the exclusive property of Payparse, Inc. You retain ownership of any content, logos, or media uploaded to your Payparse Links or custom domains.
7. Limitation of Liability & Warranty Disclaimer
Payparse services are provided on an "as-is" and "as-available" basis without warranties of any kind, whether express or implied.
To the fullest extent permitted by law, Payparse shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, cryptocurrency market volatility fluctuations, data loss, or unauthorized access resulting from third-party networks or service interruptions.
8. Modifications & Contact
We reserve the right to revise or update these Terms periodically. Significant changes will be communicated through our website or via registered email. Continued use of Payparse after revisions signifies acceptance of the modified Terms.